Bean Law Blog

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Should I Hire A Workers’ Compensation Attorney or File on My Own?

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Workers' compensation provides financial benefits to people injured at work. The reason for its existence is that employees have entitlement to compensation, irrespective of who was at fault.

If you got injured in an accident at work, it's likely you're entitled to workers' compensation. However, if you try to submit a claim yourself, you’ll likely discover that the process is both complex and frustrating.

At Charles Bean & Associates, PLLC, we can help. We are a team of specialist attorneys in Coeur d'Alene and northern Idaho experienced with workers’ compensation claims.

Do You NEED an Attorney to Submit a Claim?

You may be wondering why you need a personal injury lawyer at all. After all, the whole idea of workers' compensation is that you're already covered.

What you may not know is workers' compensation is sometimes funded by employers. More frequently, however, it is funded by insurance companies. While it's possible to pursue a claim yourself, this alone explains why you it's recommended that you have an attorney. The reality of the situation is that insurers will ALWAYS try to find ways to get out of paying out claims. After all, insurance companies can only profit if they don't have to pay out for any claims!

What Reasons Might My Workers' Compensation Claim Get Denied?

Insurance companies will often reject claims from injured employees for the following reasons:

You Have a Pre-Existing Medical Condition.

Insurers will sometimes use that as an excuse to get out of paying you compensation.

Your Employer Won't Acknowledge You Had an Injury at Work.

Believe it or not, some employers will downright lie to deny liability.

You Also Want to Claim Against a Third Party.

If a machine at work caused your injury, you might wish to claim against the manufacturer as well.

Your Employer is Accusing You of Fraud.

They or their insurance company might allege you submitted a fraudulent claim.

How A Workers' Compensation Attorney Like Charles Bean & Associates Can Help

In an ideal world, you would submit a claim yourself and get a quick pay out. The reality of such situations is, unfortunately, a different outcome.

When you hire an attorney to act on your behalf, here is what you can expect to happen:

You Get a Fair Settlement.

When you suffer a serious injury at work, you'll need to cover your lost wages. Plus, you will need to pay for expensive medical bills. An attorney will make sure you get the best settlement possible.

Your Legal Rights Are Protected.

Attorneys will ensure you get treated fairly by both the insurer and your employer.

All Forms Are Filled Correctly and Submitted Before Deadlines.

Having an attorney work for you also means all evidence will be present and correct to support your case.

How Charles Bean can help you with workers' compensation

What To Do Next

Your legal rights must be protected when you suffer an injury in the workplace. If you want to have the best chance of getting a fair settlement, contact Charles Bean & Associates. We will ensure that you get the compensation you deserve!

Contact Charles Bean & Associates for Your Workers’ Comp Claim

With 40 years’ experience in the field of personal injury law, Charles Bean in Coeur d'Alene, Idaho has the in-depth legal knowledge and passion for justice that get you workers’ compensation claim result that you deserve. Charles Bean & Associates is proud to have been listed in National Trial Lawyers’ Top 100 Trial Lawyer for 7 Years Running.

Contact us today to arrange a free 45 minute consultation.

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